Chan Kim Heng

Director | Avallis Financial

About Me

I am a Director of Avallis Financial Pte Ltd, leading a team of financial adviser representatives. With over 25 years of experience, I specialize in serving professionals, business owners, and families through comprehensive planning focused on protection, retirement, and legacy planning.

As an independent adviser, I bring an objective perspective free from institutional bias, delivering long-term value solutions aligned with each client's unique goals. My financial coaching approach emphasizes education and empowerment, helping clients make informed decisions with confidence.

I hold professional credentials including Associate Financial Consultant (AFC), CERTIFIED FINANCIAL PLANNER® (CFP®), and Associate Estate Planning Practitioner (AEPP). Known for trustworthy counsel and patient guidance, I build enduring relationships by placing clients' interests at the heart of every recommendation.

I deliver personalized strategies that help clients protect what matters, achieve the retirement they envision, and leave meaningful legacies.

MAS Rep: CKH100040347

Professional Languages: English | Mandarin | Hokkien

Get In Touch

My Accolades

  • MDRT

    MDRT Qualifying Member

  • ChFC

    Chartered Financial Consultant, 2012

  • Association of Financial Advisers (Singapore)

    2025 Speaker
    From Clarity to Conviction

  • Syn:thesis

    Client engagement strategy through volatility and across life stages.

  • Financial Educator

    PBB Programme and Financial Toolkit Series, 2012–2020

  • Pergas Investment Holdings

    Estate planning framework

  • Hult Prize

    Judge, 2018

My Professional Services

  • Insurance Planning

    We match cover to your real obligations and review it as they change, so your family and your assets stay protected wherever you are based.

  • Investment Planning

    We build evidence-led portfolios around your goals and life purpose. Managed from Singapore with the reach to handle wealth across borders.

  • Legacy & Estate Planning

    We help families pass on wealth across generations, including complex situations and assets held in more than one country.

  • Corporate Solutions

    We help companies manage enterprise risk and employee benefits, from Singapore operations to teams working across the region and beyond.

In Their Words

  • Cassandra Wee

    Managing Director

    “I met up with Kim Heng for my own financial planning needs. I was impressed with the patience and sincerity he demonstrated in the journey, presenting me with choices for my financial goals. He was patient and sincere in his care of his clients' well being. With his seniority as a Director in the financial planning industry, he definitely set a high standard for his team to follow!”

  • Wendy Chern

    Operations Executive

    “I have worked with Kim Heng for some years, His professionalism and assuring nature make navigating our company’s insurance needs a breeze. He is very patience and kind, always ready to explain how things work and help me with my company medical claim swiftly. Thank you and look forward working with you for many years to come.”

  • Ong Min Hui

    Senior Analyst

    “I knew Kim Heng about 5 yrs ago when he was the Train-the-trainer in a Finance Literacy course. After knowing that he is an independent financial advisor, I approached him for recommendations on a early critical illness plan. He provides good comparisons and recommendations. He is personable and non-pushy. I will recommend him if anyone needs advise on the various insurance plan options in the market.”

Speak with me directly

Tell me what you are working towards, and I’ll take it from there.

Whether you have a question about your existing investments, want a second opinion on a policy, or are ready to start planning for your future, a short note is enough to start.