Isaac Low, ChFC

Principal Partner | Avallis Financial

About Me

Financial wisdom more than financial advice is ultimately about people and relationships.

Strong financial plans are built on trust, shared values, and relationships that endure over time. Markets and products will change, but integrity, objectivity, and genuine care for people remain constant.

It has been a privilege advising individuals, families, and business owners on protecting, growing and transferring wealth across generations. Wealth brings both opportunity and responsibility—to care for loved ones, contribute to society, and leave a legacy that extends far beyond financial assets.

My hope is that wise stewardship of wealth will reflect a genuine concern for those who are less fortunate. When guided by compassion and purpose, wealth can become a force for good—enabling generosity, creating opportunities, and strengthening families and communities.

Secure Family Harmony. Share Generational Wealth.

MAS Rep: LEM100029898

Professional Languages: English | Mandarin | Cantonese | Hokkien

BBA, National University of Singapore

Get In Touch

My Accolades

  • CHFC

    Chartered Financial Consultant

  • CFA

    Chartered Financial Analyst

  • CLU

    Chartered Life Underwriter

My Professional Services

  • Insurance Planning

    We match cover to your real obligations and review it as they change, so your family and your assets stay protected wherever you are based.

  • Investment Planning

    We build evidence-led portfolios around your goals and life purpose. Managed from Singapore with the reach to handle wealth across borders.

  • Legacy & Estate Planning

    We help families pass on wealth across generations, including complex situations and assets held in more than one country.

  • Private Client Services

    We offer discreet, selective advice for clients with international assets and decisions where privacy and precision matter.

In Their Words

  • Pak K

    Patriarch and Founder of a diversified business group with publicly listed companies

    “For many years, I had been searching for a way to share our family wealth fairly and preserve harmony across generations. It was not an easy journey despite the many approaches we explored.

    Isaac was part of a multidisciplinary team that helped us bring everything together—from organising our family wealth structures to addressing the complex issues of family governance.

    Today, our family and business affairs are structured in a way that works across different family branches and generations. With a clearer and more coherent wealth structure in place, members of our third generation are now actively involved in our family office.”

  • SK

    Ex-senior banker and Active Seniors Mobilizer

    “Isaac Low has been my financial advisor for more than 15 years. He is someone I trust. Always astute and professional, he applies his vast knowledge of the international financial market, to meet interest of clients.

    He recommends changes to portfolio to safeguard/take profits for clients at opportune times. I have peace knowing that my funds are in good hands. In the area of estate planning, Isaac helps me to plan for end of life.

    He structures wills, assists in establishment of trusts, nomination of insurance policies. He also introduces annuity policies for me and my husband's retirement planning, which has proven to be crucial in providing financial peace of mind in golden years.”

  • Dr JK

    Medical doctor and Father of 3 young boys.


    “Isaac is a trustworthy and principled financial advisor who takes a first-principles approach to financial planning. Rather than starting with financial products, he starts with you: your values, your family and long-term aspirations.

    What sets him apart is that he sees wealth as more than simply financial assets and returns. He encourages you to think about what your ultimate purpose for wealth and how it can be thoughtfully protected, grown and used to create choices and opportunities for yourself and your family.

    Isaac has fundamentally changed how I think about financial planning - from simply “insurance and investments” to the stewardship of wealth for purposeful intentions, from one generation to the next.

    I value his integrity, his willingness to challenge my thinking, and his genuine commitment to helping me make better long-term decisions for my family - including guiding me in Christian financial stewardship.”

Speak with me directly

Tell me what you are working towards, and I’ll take it from there.

Whether you have a question about your existing investments, want a second opinion on a policy, or are ready to start planning for your future, a short note is enough to start.