Justin Y C Lee, ChFC

Chartered Financial Consultant

Diploma in Financial Planning

Diploma in Investment

Diploma in Life Insurance

“Justin is an exceptional insurance agent who consistently delivers outstanding support. He provides timely, clear advice, compares prices effectively, and recommends the most suitable plans. His quick responses ensured my car insurance was arranged smoothly and on time for my road tax renewal. Highly professional and reliable service throughout overall.”

“I wanted to take a moment to express my sincere appreciation for your dedicated service and support over the past 10-plus years.

When you took over my portfolio from your colleague, you ensured a smooth transition and have consistently provided sound advice and guidance ever since. I have always valued your professionalism, responsiveness, and commitment to helping me make informed financial and insurance decisions.

Your support has given me confidence and peace of mind through different stages of my life, and I am truly grateful for the care and attention you have shown over the years.

Thank you once again for your dedication and excellent service. It has been a pleasure working with you, and I look forward to continuing our relationship in the years ahead.”

“It has been a good 8 years since we engaged Lee Yew Chong, Justin as our Insurance Advisor and Agent.

We have always appreciated Justin Lee’s professional way of handling our travel insurance matters, from researching the various policies available to advising us with sound reasons, given our pre-existing medical conditions and age, to applying for the suitable policy. Justin Lee has been exceptionally careful with details and helped us understand the deliverables and consequences of policy types. Once we have made our decisions, he has been prompt and comprehensive in finalising the matter including the payment made.

When Alex Tang Fook Wah was hospitalised for three and a half months this year, Justin Lee helped us to make claims for our overseas accommodation which had to be cancelled due to Alex’s illness. The hospital did not issue a discharge statement immediately as Alex Tang was moved from acute to community hospitals and back for various emergency needs. Still, Justin Lee held on and persisted on following up with making the claims. For this, we are very grateful as we were caught up with overcoming Alex Tang’s medical challenges and had no time to look into our claims.

Throughout the years as our Insurance Advisor and Agent, Justin Lee has proven to be a trusted officer whom we can rely on to do a good job. We have often recommended him to other friends as well. His calm disposition, friendly and respectful manners have always put us at ease whenever we sought his wise suggestions for our travel plans.

We highly recommend and endorse Justin Lee Yew Chong for building trust and professionalism in the Insurance industry.”

“Before I started planning and investing for my retirement, I was quite ignorant of financial planning. Like many income earners, I have my savings, my CPF and some insurance policies. Justin Lee has been my insurance agent and advisor; about 15 years ago when I told him of my decision to retire early to take up volunteer work, he was concerned that I should have a financial plan that could generate a sum that would enable me to live in financial sufficiency and also allow me to be active socially.

So we sat down and he helped me to work out a financial plan based on what I had on hand in terms of financial instruments at that time. It took quite a while as he patiently explained many unfamiliar things, e.g. my risk profile, retirement income and so on. He took me through the whole plan step by step so that I could understand how, what I invest in the plan would eventually be able to generate the projected desired income at the age when I decided to retire.

No one can predict how the financial market will move, and Justin also helps me understand and accept that the element of risk affects all types of investment. He keeps close watch on my portfolio with timely reports and necessary updates and advises on needed moves to keep my investments on a balanced keel as far as possible in the current volatile market. We also regularly meet over coffee to discuss related issues.

There are also frequent talks given by the Avallis CIO to inform and educate investors on the latest news and trends affecting the world market.

Up to now, despite recent upheavals in the world economy and markets, my investments under Justin’s careful and professional management has been earning a fair return, and should do even better in the near future as the markets calm down.”

“Justin has been my insurance broker for 2 decades. All these while, he has consistently given me constructive and insightful advice about various insurance policies. He’s my first stop when it comes to insurance and I won’t have it any other way. I’m glad to have him as my reliable friend and broker.”