Lucy Ding

Associate Director | Avallis Financial

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About Me

With faith and the belief that our future is shaped by the decisions we make today, I guide individuals in making thoughtful financial choices towards their life aspirations. After a decade in corporate life, I chose a different path in financial advisory in search of greater purpose, meaning, and fulfillment.

The transition was also inspired by my own experience as client of Avallis Financial and the value I saw in thoughtful financial planning.

Over two decades in the industry, the journey has been both rewarding and challenging, deepening my appreciation for importance of relationships, long-term financial planning and its role in overall well-being.

Through a personal and holistic approach, I walk alongside individuals at different life stages, helping them build sustainable plans that bring clarity, confidence and peace of mind.

A reflection that continues to inspire me: “The older person we will be in the future, starts from the decisions we make as a younger person we are today.”

MAS Rep: DGE10056652

Professional Languages: English | Malay

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My Professional Background

  • MDRT

    MDRT Qualifying Member

  • Certified Financial Planner

    Completed 2005

  • Chartered Institute of Management Accountants

    Associate Chartered Management Accountant

  • Institute of Singapore Chartered Accountants

    Chartered Accountant

My Professional Services

  • Insurance Planning

    We match cover to your real obligations and review it as they change, so your family and your assets stay protected wherever you are based.

  • Investment Planning

    We build evidence-led portfolios around your goals and life purpose. Managed from Singapore with the reach to handle wealth across borders.

  • Legacy & Estate Planning

    We help families pass on wealth across generations, including complex situations and assets held in more than one country.

In Their Words

  • Maheson & Family

    “Lucy Ding has been an awesome advisor and friend for my family for nearly two decades . Throughout this period, she has skillfully imparted to us a profound understanding of the purpose and value of financial planning, the discipline required for periodic review, and the importance of remaining informed about current market changes. Her humility, patience, and professionally tailored advice, coupled with her generous sharing of knowledge and insights, and her superb responsiveness, have earned her the complete trust and confidence of my entire family, providing us all with immense peace of mind. Thanks Lucy for being with us”

  • Rosalind and Stephen Ong

    “Lucy has been our trusted Financial Adviser for almost 20 years. Throughout this time, she has guided us in our investment, insurance, and financial planning needs with professionalism, reliability and genuine care.

    As we entered our senior years and adapted to an increasingly digital environment, Lucy continued to provide patient support, helping us navigate policy matters, investment follow-ups and estate planning arrangements. Her willingness to go the extra mile has given us confidence and peace of mind. What we value most is not only her professional expertise, but also the long-term relationship, trust, and personal attention she has consistently shown over the years. We are truly grateful for her guidance, support and friendship.”

Speak with me directly

Tell me what you are working towards, and I’ll take it from there.

Whether you have a question about your existing investments, want a second opinion on a policy, or are ready to start planning for your future, a short note is enough to start.